What does a Momo cost? What’s included with your purchase?

A crib sheet to let you know what you get for your money and see how a Momo compares to other types of construction

How much does a Momo home cost?

Momo ADU kits start in the low $100,000s and our larger single-family homes start in the low $200,000s.

When you’re calculating your total cost, keep in mind that our prices include European-quality components, plus everything your general contractor will need to build your home. (See below for details.)

Not Included in the purchase price: the lot, site preparation, permit fees, and labor.

Here’s a good way to think about price: Compared to traditional construction with equal-quality materials, a Momo home costs less and is constructed in half the time.

to get pricing details for your area.

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Is a Momo right for me?

We have a wide range of buyers, but our single-family homes are especially popular with three groups.

Renters or up-sizers

You may be renting an apartment or small house. Or, perhaps you own a townhouse and are looking for a larger space. You’d like a well-appointed, high-quality, low-maintenance home that promises climate resiliency, lasting value, and handsome design. And you’d like to find something at below-market pricing.

Young families

You’re looking to grow and need a space that can accommodate growing kids and a growing family. You want a home that offers lasting value, stability in an uncertain financial environment, climate resiliency, and a great long-term return on investment.

Older, later-career individuals or couples

You’d like a second home — or perhaps a home to retire to. You’re also drawn to the idea of minimal maintenance and stable utility bills. You want a comfortable home that looks amazing and can weather severe storms. You may or may not need financing, and you’d like a home built with sustainability in mind.

What does a Momo home include?

Here are some highlights of what you can expect with every Momo purchase.

Permits

Site-specific engineered permit set, stamped by structural engineers.
Available in all 50 states.

Exterior

Surefoot foundation, a steel helical pile system.
All-steel building shell, including panelized steel floor system, 6-inch framed cold-formed-steel wall panels, and steel roof trusses. Rated to 160 mph winds; 100 PSF snow load; and seismic D as a standard. Can be engineered for more extreme conditions, as needed.
High-end aluminum windows and doors, with thermal break dual or triple glaze. Impact-resistant.
OSB plywood.
Building wrap.
Steel and aluminum garage doors (where applicable).
PolyIso and mineral wool continuous insulation — modeled to your climate zone.
Through/solid color cladding/siding in metal or fiber cement.
Ice-and-water-shield roofing underlayment.
Standing-seam steel roofing.
Shutters — exterior solid Basswood window shutters.
Composite decking.
Dura Skirt skirting.
Steel-louvered pergola (where applicable).

Interior: General

R20 mineral wool insulation R20 in wall cavity.
Standard 9-inch baseboards.
Drywall.
High-end solid-core interior doors with matte white lacquer finish.
Element Luxury Laminate plank flooring (for durability and ease of installation).
Brushed-nickel door hardware in chosen style.
Solid wood cabinets and shelving in a laundry.
Closet build-outs with solid wood shelving; doors and rods with LED lighting.
Designer household lighting throughout
Acoustic panel walls in the primary bedroom in chosen finish and edge.
Bosch full-size washer / heat-pump dryer.

Interior: Bath

Large-format ceramic tiles for shower walls and floors in chosen color/style.
Solid wood vanities with quartz countertops. Six-inch backsplash. Your choice of sink.
Sleek modern toilet with wall-concealed tank.
Freestanding tub (where applicable).
Plumbing fixtures.
Full bathroom accessories package.
Heated towel rod.
Heated floors.

Interior: Kitchen

Italian quartz countertops.
Italian quartz or Zellige ceramic tile backsplash.
Farmhouse or basin sink with commercial grade faucet.
Full-height pantry cabinet with solid wood shelving and drawers.
Solid wood custom cabinetry with dovetail drawers in chosen finish.
Cabinet knobs and pulls in nickel finish in chosen style.
800 series Bosch appliances, including panel-ready fridge, panel-ready dishwasher, induction cooktop.

Interior: Systems

SPAN smart electric panel.
Electrical layout and partial rough-in using MC cable. EV-ready and solar-ready.
Plumbing with PEX layout and partial rough-in. Mixing valve and pipe in walls.
Bosch high-efficiency heat pump systems.
Rheem heat pump hybrid hot water tank.
Solar-plus-energy storage add-on package — custom designed for each floor plan.

Hardware and other construction supplies

All screws and bolts, as needed for assembly.
Tape, mud, adhesives, and tile grout.
Paint.
Electrical wiring, outlets, switches.
Plumbing pipe, mixing valves, drain pans.
HVAC line sets, condensate drains and refrigerant.

Would you like to know more?

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How does a Momo compare with other types of construction?

Component	Momo Homes (panelized)	Traditional wood-framed	Modular	Prefab (traditional)
Cost	$125-$285 / sq. ft.	$350-$600+ / sq. ft.	$100-$300+ / sq. ft.	$100-$400+ / sq. ft.
Quality	High	Moderate	Moderate	Low
Efficiency	High	Moderate	Moderate	Moderate to low
Aesthetics	Timeless architecture blended with refined, modern design.	Depends on builder and architect; styles vary widely.	Functional designs, but limited by factory module sizes and shipping constraints.	Typically minimalist and cost-driven, prioritizing price over distinctive design.
Build time	6-12 weeks	6-12 months	3-6 weeks	2-4 months
Base price includes	Highly insulated steel shell, roof, windows, doors, exterior cladding, and core mechanicals.	Shell and basic interior. Most finishes, mechanicals, and upgrades add significant costs.	Basic structure with limited customization.	Shell and basic interior. Upgrades and quality finishes are usually extra.
Logistics / Shipping	Panels ship efficiently and stack flat, reducing transport costs and complexity.	Material deliveries are staged and frequent, with more on-site storage needs.	Modules require large trucks, escorts, and road planning, which can add delays and costs.	Ships in panelized components, but delivery fees and logistics are often opaque.
Permit-ready plan sets	Engineered and standardized for permit review, with streamlined documentation.	Custom-designed plans; permit timelines depend heavily on architect and local review.	Factory-supplied plans, sometimes not optimized for local codes.	Basic plan sets provided, but homeowners are usually responsible for local compliance checks.
Financing	Designed to fit standard mortgage and construction loan pathways.	Full access to traditional mortgage and construction financing.	Some banks treat modular as non-standard, which can complicate financing.	Higher than standard rate.
Insurance	Insurable as a conventional home with durable materials and engineering.	Standard homeowner’s insurance.	Sometimes treated as non-standard construction, which can impact premiums.	Higher than standard rate.
Weather resilience	Engineered steel structure with high wind and snow-load resistance.	Performance varies by builder and materials; more vulnerable to moisture and fire.	Factory-built to code, but performance varies significantly by manufacturer.	Lightweight and cost-driven. May not meet higher performance expectations in extreme climates.
Foundation	Concrete-free Surefoot footings foundation system.	Concrete slab-on-grade or basement.	Typically concrete piers or slab foundations.	Concrete slab.
General-contractor recommendations	Works within standard GC scopes with consistent detailing and documentation.	Goes through normal GC channels; widely understood.	Some GCs are hesitant due to coordination and transportation risk.	Usually does not recommend GC.
HOA regulations	Fully compatible with HOA design standards and permitting processes; treated as standard residential construction.	Fully compatible with HOA design standards and permitting processes.	Sometimes face HOA resistance due to modular classification or transportable components, even when quality is comparable.	Frequently restricted or denied by HOAs because of appearance, materials, or perceived lower value.
Structure and lifespan	Steel framing built for resilience and durability. Zero warping, rot, or pests.	Wood framing lasts 50-80 years with regular upkeep. Susceptible to mold and fire damage.	Factory-built wood frames. Similar lifespan to traditional builds.	Light materials. Lifespan varies by manufacturer.
Exterior durability	High-performance cladding and roofing systems specified to withstand varied climates.	Durability tied to material selection and maintenance; can vary widely.	Modular exteriors are often optimized for transport, not long-term wear.	Lightweight exteriors. Shorter lifespan under heavy weather exposure.
Foundation and stability	Surefoot foundation engineered for uplift, shear, and moment loads with minimal environmental disturbance.	Traditional concrete foundations with high embodied carbon and longer cure times.	Concrete or hybrid foundations with varying performance.	Mixed-quality bases; steel or concrete depending on supplier.
Energy efficiency	Continuous insulation, tight envelope, and efficient systems designed to minimize energy use.	Energy performance varies widely; depends on insulation, air sealing, and contractor skill.	Moderate efficiency; some manufacturers offer upgraded packages.	Moderate efficiency; varies by supplier.
Maintenance and upkeep	Low-maintenance exterior materials and robust structure reduce lifetime upkeep.	Requires regular exterior and structural maintenance to prevent degradation.	Moderate. Panels and seals require periodic work.	Moderate. Panels and seals require periodic work.
Quality of systems	Bosch, LG, and Rheem systems standard. Proven reliability and performance.	Builder-grade appliances. Inconsistent quality.	Often mid-tier components.	Economy-grade to save costs.
Long-term value	High lifetime value. Durable, efficient, and built to appreciate with time.	Lower up-front cost, but higher lifetime expense.	Affordable build; moderate resale.	Lowest cost; fastest depreciation.

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