FAQS

Momo ADUs start in the low $100,000s and our larger single-family homes start in the low $200,000s.

Compared to traditional construction with equal-quality materials, a Momo home costs less and is constructed in half the time.

Prices include European-quality components, plus everything your general contractor will need to build your home.

Please see our Quick Reference Guide for the complete list of inclusions.

Your home lot, site preparation, permit fees, and labor costs.

We build homes just about everywhere in the United States, Canada, and Mexico.

To find out more about the process, visit our Quick Reference Guide or schedule a 15-minute introductory call.

Purchasing directly is one way to buy a Momo. The other is via our growing dealer network, available in select locations. See our Dealer Network page for details.

Yes. You’ll need to find a general contractor to assemble the home. However, we can provide recommendations if you need.

We currently have builds in Birmingham, Alabama, and Deer Valley, Utah. We also welcome visitors to our factory in Panama. Please reach out if you’d like to set up a visit.

Momo Homes is headquartered in Seattle, Washington. We have locations in Panama, England, and China.

We don’t offer financing directly. However, a Momo home qualifies as traditional construction product for financing purposes, and you can work with your normal preferred lender for a HELOC or one-time-close (OTC) construction loan.

We also have a network of lenders and can make introductions if you like.

For ADU purchases, typical financing is via a home equity line of credit (HELOC).

For home purchases, financing is through an OTC construction loan. OTC loans have a number of benefits:

• OTC loans eliminate buyer fallout, which reduces the builder’s risk.
• You qualify and close up front, with no second closing.
• The loan is locked at the outset (no additional appraisal required after construction is completed.
• Loans are available for both primary residences and second homes.
• The budget may include closing costs for the construction loan.
• Extended locks are available for 360 days.
• Interest rate “float downs” are available on all construction products.
• Upgrade contingencies are allowed.
• Interest-only payment options are available during construction.

There are three types OTC loan programs you can choose from:

• Conventional: 5 percent minimum down payment.
• FHA: 3.5 percent minimum down payment.
• VA: 100 percent financing available (based on your VA entitlement).

Let us know if we can answer any financing questions.

You can expect a finished home six months from permit approval.

Yes.

Momo’s Surefoot foundation and steel-frame construction is engineered to high wind, snow, and seismic standards.